On My Own: An Aging Out Story
The author recounts the scary countdown to turning 21 with her work hours being cut, her public housing not ready, and her foster mother's commitment shaky. [read more]
On My Own: An Aging Out Story
     
  My Credit Card Gave Me False Security My Credit Card Gave Me False Security
Zhanna is fooled by the ease of buying with her new credit card, and goes into debt. She realizes the plastic had given her a false sense of power and she learns how to budget. [read more]
     
  How Am I Supposed to Pay for College?

Maria interviews someone at Options, a nonprofit program that helps New Yorkers with all things college: choosing one, getting in, and especially paying for it. Maria gives an overview of scholarships, grants, and loans. [read more]
How Am I Supposed to Pay for College?
     
  I Depend on Me I Depend on Me
Ricki writes about foster parents who seemed to be in it just for the paycheck. That lack of support pushed her toward financial independence via jobs, internships, and college. [read more]
     
  YFE Taught Me You’re Never Too Young to Save
Marcelle describes how the Youth Financial Empowerment program taught her to save money and put her on the path to starting her own business. [read more]
YFE Taught Me You’re Never Too Young to Save
Maxed Out Maxed Out
Xavier runs up a huge credit card debt after he leaves foster care, but has since been able to get his finances under better control. [read more]
     
  I'm a Saver
After growing up poor, Damaris feels a compulsive need to have and save money. [read more]
I'm a Saver
     
  Counting Pennies Counting Pennies
Writers interview a social work graduate student to find out how she gets by on a small budget by setting financial priorities. [read more]
     
  Keep the Future in Mind:
Save Now or Pay When You Age Out!


At one time Ralph spent all his money on sneakers, video games, and comic books. Then he learned the importance of preparing to leave the system.  He gives tips to foster youth on how to save, budget, and shop wisely, in order to be ready for that rainy day. [read more]
Save Now or Pay When You Age Out!
     
  My Green Debit Card My Green Debit Card
Chimore is excited to open her own bank account, but shopping with her new debit card is so easy that she quickly ends up in debt. [read more]
     
  Big Spender

Senora explains “emotional spending” and how to get that shopping habit under control. [read more]
Big Spender
     
  How I Learned to Be Stingy How I Learned to Be Stingy
Asia learns a hard lesson about lending money to friends. [read more]